A peer-to-peer marketplace where dollar-holders and taka-holders trade directly. No float, no middleman, no custody — just two humans, one smart contract escrow, settled in under twenty minutes. Built in the tradition of the hundi: trust, not paperwork.
Every trade is one seller and one buyer. There is no LP, no float, no oracle in the happy path. The contract only moves on a fingerprint.
A USDC holder opens the Sell desk, writes their own bKash number and the amount. Their USDC is locked in the escrow contract on Base — not in a treasury, not on a balance sheet. The offer appears at the top of the book within seconds.
Someone in Dhaka with BDT browses the book, picks the offer, and clicks Claim. A fifteen-minute window opens. The seller's bKash number is revealed to the buyer and nobody else. No KYC, no phone number exchange.
The buyer sends the BDT exactly as they would send it to a friend — same bKash app, same fingers. They copy the Transaction ID back into Hundii. It is hashed and written on-chain, becoming a permanent, signed claim.
The seller checks their bKash, sees the credit, and taps Confirm in My Orders. The escrow releases USDC to the buyer instantly. 0.8% protocol fee, debited on release. No LP, no oracle, no recovery phrase — only the seller's fingerprint.
If the buyer does not pay inside fifteen minutes, anyone on the network can cancel the order and the USDC snaps straight back to the seller. Nothing is reversible by us. Only the seller's own confirmation releases funds.
Whether you have dollars and want bKash, or bKash and want dollars, Hundii is the same protocol used in both directions.
৳Get taka into your own bKash without ever leaving home, without touching a bank, and without surrendering your NID to anyone.
Upwork, Fiverr, a foreign client — USDC comes in, and you want taka to spend in Dhaka. Post an offer, let a BD buyer pay BDT into your bKash, confirm. No Payoneer 3-5%, no wire waiting room.
You hold USDC; a family member needs BDT in their bKash. Post an offer naming their wallet as the bKash recipient. A local buyer pays them, you release USDC. No bank, no wire, no explanation.
$Turn taka into dollars you actually own, in a wallet only your fingerprint can sign, without a foreign bank account.
BDT has lost roughly six percent a year against the dollar. Browse the book, claim an offer, pay BDT, receive USDC in your own passkey-signed wallet. The dollar savings account Bangladesh has never offered.
AWS, Shopify, Meta ads, a foreign supplier. Convert bKash to USDC, pay the vendor on-chain. No international bank account, no LC paperwork, no three-week bureaucracy.
Same remittance. Three routes. The difference is what arrives on the other end.
$100 worth of bKash becomes $99.20 of USDC in your wallet at the live mid-market rate. Same 0.8% on the reverse direction.
Hundii is a smart contract, not a company holding your funds. Three things distinguish it from every other “P2P” you have used.
Hundii's escrow is a public, verifiable smart contract on Base. The seller's USDC sits inside it for the duration of the trade. The contract will release those funds only to the buyer — and only when the seller's own wallet signs a confirmation. There is no key we hold that can move the money.
Hundii runs on Coinbase Smart Wallet. A single Face ID tap creates a wallet. Gas is sponsored by our paymaster so you pay no base fees. There is no email, no NID, no twelve-word phrase to lose. Your USDC only moves when your fingerprint signs.
There is no liquidity provider, no market maker, no house balance sheet. One seller's USDC moves to one buyer's wallet, while one buyer's BDT moves to one seller's bKash. Hundii never touches either side. There is nothing for a bank, a regulator, or a hacker to seize.
Remittance apps, neobanks, payment platforms: our mobile-money escrow contracts, rate oracle, and corridor coverage are licensable. Skip twelve to eighteen months of mobile money integration and ship your BD / PH / KE corridor in days, not quarters.
b2b@hundii.com →Neither Hundii nor Binance P2P qualify for Bangladesh Bank's 2.5% remittance incentive — that is reserved for authorized channels like Wise, Western Union, and bank SWIFT. If your remittance is eligible for that incentive, use those instead. Hundii is built for the moments when they are not.