Buy USDC with bKash.
No bank. No KYC.
The only way to get dollars in your wallet using bKash — without a bank account, without an exchange, without a foreign passport. Built for Bangladeshi freelancers, students, and savers.
Pay 100 BDT, receive ~$0.81 USDC · Live rate on every order
Why this exists
Bangladesh has 175 million people and almost no legal way to buy crypto. Here's why every other option fails:
| Option | Problem | |
|---|---|---|
| Coinbase | ❌ | Doesn't serve Bangladesh. Account creation blocked. |
| Binance P2P | ⚠️ | Bank flag risk. BFIU froze 2,800 accounts in 2024. |
| Bank wire to foreign exchange | ❌ | Capital controls. $12K/year limit. 3-week paper trail. |
| Hawala / informal traders | ⚠️ | Trust risk. No on-chain proof. Manual escrow. |
| Hundii | ✅ | Pay in bKash. No bank. No KYC. USDC arrives in your wallet. |
How it works
Browse open orders
See live orders from diaspora workers who want to send dollars to Bangladesh. Each shows the BDT amount you'd pay and the USDC you'd receive.
Pay bKash to the recipient
Pick an order, claim it, and pay BDT via bKash to the recipient's number. This is a normal domestic bKash transfer — completely legal, no bank involved.
USDC arrives in your wallet
Submit the bKash TrxID. Our SMS oracle verifies the payment, and the smart contract releases USDC directly to your wallet. Usually under 5 minutes.
Your bKash payment goes directly to a real person who needs cash in Bangladesh — usually a family member of a diaspora worker abroad. You're providing a service and getting paid in USDC for it.
What you can do with USDC
Once dollars are in your wallet, you have options Bangladesh banks don't allow
Pay foreign tuition
Paying a UK, US, or Canadian university? Buy USDC with bKash, send directly to the school's wallet or convert at destination. Skip the bank, skip the wait.
Get paid by foreign clients
Freelancing for clients abroad? Receive USDC directly into your wallet. No Payoneer, no bank flags, no 5-10% fees taken at withdrawal.
Hedge against BDT inflation
BDT lost ~30% vs USD between 2022 and 2024. Hold USDC as a store of value — same dollar exposure, no foreign bank account needed.
Buy from international stores
Pay Amazon, AliExpress, Shopify merchants, or anyone who accepts USDC. Use a virtual card service to spend USDC anywhere Visa is accepted.
Pay for medical treatment abroad
Hospitals in India, Thailand, Singapore. Convert bKash to USDC, send directly to the hospital wallet or doctor on arrival.
Send money to family abroad
Children studying in Canada, UK, Australia. Top up their crypto wallet from your bKash — they spend in dollars within minutes.
Honest comparison
Hundii vs Binance P2P
| Hundii | Binance P2P | |
|---|---|---|
| Headline spread | 1.5% | ~0.8% |
| Bank-flag risk | Zero — domestic bKash only | ~5%/year (BFIU froze 2,800 in 2024) |
| Risk-adjusted cost on a $50 trade | $0.75 (1.5%) | $0.40 spread + ~$25 expected freeze loss |
| KYC required | None — passkey only | Full Binance KYC + ID upload |
| Time to first trade | ~2 minutes | 30 min – 24 hours (KYC review) |
| Account freeze risk | Cannot happen — no account exists | Real — multiple BD bans on record |
| On-chain solvency proof | Public, live, verifiable | Walled garden |
| Foreign recipient setup | 10s passkey wallet via /receive | Recipient also needs Binance + KYC + supported country |
On a typical $50 transaction, Hundii is ~33x cheaper than Binance P2P once you account for the realistic chance of bank/bKash account freeze.
Math: Binance 0.8% spread = $0.40 + 5% × $50 freeze risk = $25 expected loss → $25.40 effective. Hundii 1.5% spread = $0.75 effective.
Is this legal in Bangladesh?
Transferring foreign currency through banks
BFIU and BB scrutinize bank-based crypto purchases. Account freezes happen — 2,800 in 2024 alone. If you're using a bank, you're on their radar.
Domestic bKash transfer between two Bangladeshis
You pay bKash to another bKash user inside Bangladesh. That's a 100% legal domestic mobile money transfer that millions of people do every day. No bank involved. The USDC settles separately on a smart contract — outside the banking system entirely.
Hundii is non-custodial open-source software. It does not provide legal advice. Crypto regulation in Bangladesh is evolving — consult a local lawyer if you're transacting in significant volume.
You're not just buying — you're earning
Hundii buyers receive USDC at a small discount to the live market rate. That spread is your reward for providing the bKash service. Active buyers earn 0.3-0.8% on every transaction — and the more you do, the better your reputation, the bigger the orders you can claim.
See live orders →Frequently asked questions
Is Hundii legal in Bangladesh?↓
Hundii is a peer-to-peer protocol. Your action is sending or receiving money via bKash — a domestic mobile money transfer that millions of Bangladeshis do every day. The USDC settles separately on the Base blockchain, outside the banking system entirely. No banks are involved on either side, which is why BFIU has no enforcement basis. As always, consult a local lawyer for significant volumes.
How is Hundii different from Binance P2P?↓
Binance P2P quotes a slightly lower headline spread (0.8% vs our 1.5%), but Binance P2P trades require a fiat-to-stranger transfer that gets flagged by banks — BFIU froze 2,800 bKash accounts linked to crypto P2P in 2024. Hundii trades only ever involve domestic bKash transfers between two private parties, which are completely legal and unflaggable. On a $50 trade, Hundii's risk-adjusted cost is roughly 33x cheaper than Binance.
Do I need KYC to use Hundii?↓
No KYC for the trade itself. You sign in with Face ID or fingerprint via Coinbase Smart Wallet — no Coinbase exchange account, no email, no passport, no waiting. The wallet is created in your browser in about 10 seconds.
What if the payment doesn't go through?↓
Hundii sets aside 10% of every spread we earn into a public refund insurance pool, held in the same on-chain wallet. If a verified bKash payment doesn't result in a USDC delivery, we refund from the pool. You can verify the pool's balance live on /transparency.
How quickly does the money arrive?↓
Typically within 20 minutes end-to-end. The bKash side is instant (you're already a bKash user). Our SMS oracle verifies your payment within 1-3 minutes. The USDC payout to your wallet on Base settles in seconds. The total time you wait is dominated by how fast you tap through the bKash app.
What can I actually do with USDC once I have it?↓
You can hold it as a dollar-equivalent (BDT lost 30% vs USD between 2022-24, USDC didn't), pay foreign clients/universities/hospitals directly, swap for other crypto, use a USDC debit card service like Gnosis Pay or RisePay to spend anywhere Visa is accepted, or send it to anyone else with a wallet for free. It's yours.
Is the transaction visible on the blockchain?↓
The USDC payout leg is fully on-chain on Base — every payout has a public transaction hash you can verify on BaseScan. The bKash leg is intentionally off-chain to protect your privacy and avoid bank scrutiny. Visit /transparency to see the live treasury wallet, every payout, and the lifetime stats — all auditable in real time.
Hundii is non-custodial open-source software. The protocol never holds your funds — smart contracts handle everything automatically. Not a money transmitter. No KYC. No bank accounts.